Customer Reviews on U S Bank Platinum Credit Card
U.Southward. Bank Visa® Platinum Card
Overall card rating
three.1
from Credit Karma members
Nearly helpful positive review
Gave me 20 months $4500
Credit Karma Member
around 730 credit score, fifteen% credit. Gave me ability to transfer to cards to one only as their promo charge per unit expired, thus keeping involvement low. Quicker and easier process than any of 30 plus cards I have had over years. I spoke with customer service one fourth dimension with a question I had. No long wait, Person knew what they were doing.
Most helpful negative review
My Score is Splendid!
Credit Karma Member
I fabricated the mistake to apply for this carte du jour and was approved. Once again, My score is over 730. They gave me a $one,000 Credit limit. What a joke!
Member ratings
All member reviews (22)
8
0
two
two
x
Slow simply satisfied
Credit Karma Fellow member
Applied for carte du jour with 740 credit score and ten per centum utilization charge per unit. Four days later received e-mail approved with 14000 credit line. Slow process but satisfied with outcome.
Stay far away
Credit Karma Member
Applied instantly approved for $1200 didn't accept or decline the offer called US Banking concern who told me to speak to underwriter tomorrow morning. Well there reply it's do to heavy revolving credit right merely isn't that what a balance transfer carte a for? No missed or lay payments ever. Currently using around lxx% not the all-time but that'due south what I was working on. 10 years credit no missed or belatedly payments ever.
Pocket-size Credit Limit
Credit Karma Member
$500 limit granted and I withdrew the application. Have credit cards and income much higher.
U.due south. Depository financial institution used to be super good not anymore
Credit Karma Member
I got two personal loans for 22500 and my first credit carte du jour $2000 however the same for by 5 years and I got approved for platinum for 11000 I did pay off both of the 22500 way before their fourth dimension the 11,000 Platinum 18 months no involvement I used it for a family unit business and wanted to pay it my sister decided to pay one-half of it out of her business relationship after a week I received a alphabetic character that I violated United states Bank rules and regulations and my menu got stopped my credit got destroyed I chosen client service they didn't fifty-fifty care there was so rude I just put them believe it I told them what is the trouble if someone else pays off my credit carte du jour they said no n one can pay for your credit cards what a stupid rules I desire head and paid off rest of the money I'm sorry US Banking concern you guys used to be super practiced something inverse and yous going to lose a lot of customers. I don't recommend Platinum or any other Usa Depository financial institution credit cards to everyone my credit score 735...
credit karma member
Credit Karma Fellow member
what a joke credit score of over 800 wanted to combine they only wanted to practice 80% and and so charge more then three% wanted 100 for each didnt exercise it.
Worst overall banking feel
Credit Karma Member
I always try to start on a positive annotation with reviews. Yet, there is nothing positive to say about this card. I was canonical and only given a $500 limit. Hasn't happened since I was eighteen. I've used AMEX, BOA, Citi, for years. Never any issues. Was intrigued by the twenty month gratuitous interest. Merely information technology was too skillful to be true. Don't get hooked by them. This is the worst carte du jour, app, client service I've experienced.
I love to be a office of your visitor
Credit Karma Member
I practise appreciate you giving me this opportunity to feel the my credit thank you
Unhappy with amount approved for, inability to dec
Credit Karma Member
I ignored all of the bad reviews & wish I hadn't. I applied for this with hopes to do rest transfer. I have fantabulous credit, over 800 and I was approved for only nigh 50% of what I wanted/needed. I dont desire to wreck my credi score past increasing my credit carte du jour utilization from under 25% to 100% if I did balance transfer. It pops up approved- with an option to approve or refuse. I walked away from my computer for a few minutes & the choice to click decline was no longer there. I've been trying to telephone call to decline the offer. Long wait times, multiple transfers, and finally afterwards more than than 1 hr, iv transfers later...I find out I can no longer pass up. First "supervisor" (team lead sitting next to offset guy I spoke to in underwriting) said it volition bear witness up as an open up account closed by me. Next guy said they won't report information technology, it will just be an injury. Just a alarm to all.
Low credit limit
Credit Karma Member
Not a bad menu only get tried of paying off my balance multiple times before statement is out. Only gave me $1000 limit with a credit over 730.
Website disaster
Credit Karma Fellow member
Website is terrible. Very difficult to navigate and to fix. Insisted that I was cyberbanking asking for account number for checking/savings. Came close to cancelling the card. Of course, there is no style to talk to a real person.
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Source: https://www.creditkarma.com/reviews/credit-card/single/id/usbank24
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